Chuck retired about ten years ago and his company has been partially supporting our health care, but this year the company decided that they would stop paying insurance for its retirees at the end of 2014. Meetings were held in January for hundreds of people in our area (and in other parts of the country). We were told that we could choose the end of March or the end of December.
We decided on the end of the March, which may be the first mistake made.
I am lucky to have smart and financially knowledgeable Chuck here to investigate our options, even navigating the Obama care website to see what we qualify for--as I am the one with pre-existing conditions of both depression and rheumatoid arthritis. He says no other insurance company would take us (or me) because of those diseases already present within me.
So no more Aetna, and only Humana and Blue Cross are offered here in TX. Chuck found that our doctors were accepting Blue Cross, so that was our choice.
We thought all was well until I had my 2-month appointment with my rheumatologist yesterday. Telling the staff about the upcoming change, they told me that the Blue Cross panel had been closed and so I could not be a patient anymore. I was quite upset when I had my appointment, but my excellent rheumatologist said that that only applied to NEW patients, not existing ones. Then he went on a diatribe about the difficulties they had had with being paid by Blue Cross, which is why that decision had been made.
I thought all was well, but as I left, I talked with the staff. They said the doctor didn't understand, and I wouldn't be accepted under Blue Cross. The doctor overheard and said he would need to talk with the Blue Cross agent.
That sounded somewhat optimistic, but the office staff did not return my calls yesterday or today, Now it is the weekend. I have probably been forgotten.
But we don't know what to do. Only two rheumatologists in Corpus Christi, and I need prescriptions for the Humira injections I take every two weeks. If he is not included in the plan, the insurance will not pay for those extremely expensive shots even if I am a cash-paying patient and continue to see him.
What to do?
Try to remember Julian of Norwich's words: "All will be well, all will be well, all manner of things will be well."





















